Home Loans

Make your house a home

4UCU offers friendly, competitive rates and flexible terms on home and property loans that actually fit your life. Our team walks beside you through every step of the journey, explaining everything while we work together to turn your dream home into your actual home!

To apply to any of the loans below, come into one of our branches or call us at 940-665-1797.

Mortgage Loans

If you’re looking to purchase or refinance, look no further than 4U Credit Union. Let us help you take the confusion out of buying or refinancing a home by finding the mortgage solution that is right for you! We offer competitive rates, flexible terms, and a friendly staff ready to walk you through the process.

Home Equity Loans

Take advantage of your home’s value. Use a 4U Home Equity Loan to consolidate your debt, finance a new car, remodel your house, or take a dream vacation. You may even be able to deduct the interest on your taxes. What a great way to borrow!

Land Loans

Whether you’re planning on building your dream home or holding on to land as an investment, 4U offers flexible financing solutions on unimproved land.

Interim Construction Loans

Ready to build the home of your dreams? Let us help you make your dreams come true. 4U can help you finance the construction of your new home and offer you permanent financing.

Home Improvement Loans

Do you have a list of projects you keep putting off? Get the funds you need to start your projects today with a 4U Home Improvement Loan. You may even be able to write off the interest you pay.

How may I assist you?
Contact us with your questions!

How Can We Help

Contact us today for more information.