Become A Member

Who Can Join

Joining 4UCU is easy! You qualify for membership if you:

• Work, live, attend school, or worship in Cooke or Grayson County
• Have a family member who is already a 4U member

Eligible family includes spouses, children, parents, siblings, aunts, uncles, grandparents, grandchildren, step-relations, adoptive relations, and household members.

How To Join

Apply in person at any of our locations. A $26.00 deposit into a Share (Savings) Account (including a one-time $1.00 membership fee) establishes your membership.

Maintain a share savings account and you’ll remain a member for life – even if you relocate. Your family members qualify for membership regardless of where they live. Your savings are federally insured by NCUA and backed by the full faith and credit of the U.S. Government.

Get started today! Download our switch kit.

A bank switch kit streamlines the process of switching banks by providing forms and instructions to help you organize and manage direct deposits, automatic payments, and account closures, ensuring a smooth transition.