Personal Loans & More

Financial support when you need it

We understand that life’s journeys often require financial support beyond just car loans and mortgages. Whether you’re pursuing adventure with a new motorcycle, investing in your agricultural business, or simply need extra funds for unexpected expenses, we’ve designed flexible financing solutions to match your unique needs and goals. Our competitive rates and customizable terms aren’t just numbers on a page—they represent our commitment to helping you achieve your dreams while maintaining financial wellness. Whatever your loan needs are, 4U has the rates and terms you’re searching for!

To apply to any of the loans below, come into one of our branches or call us at 940-665-1797.

• Motorcycles
• Farm Equipment
• Cattle
• Personal
• Share/CD Secure
• Boats/RVs/Campers
• Jet Skis/4 Wheelers
• Construction
• Land
• Golf Cart
• ATV
• Line of Credit

Benefits of a 4UCU Personal Line of Credit*

• Fixed 10.65% APR (annual percentage rate)
• No collateral required
• Credit Limit amount up to $15,000
• No annual fee
• Low monthly payment required – 3% of balance with $20 minimum payment due
• Monthly statement
• Access to funds
  • Advance on Home Banking
  • Write a check (small fee may apply)
  • Advance in a branch with a front line staff

*Line of Credit subject to approval, and reviewed annually to insure LOC is properly maintained