4U Credit Union

New Fraud Prevention Process
Effective 12/5/2023

If a debit or credit card purchase that you initiate is suspected to be a possible fraudulent transaction you could get a text message to verify the transaction almost immediately after processing; if you do not respond to the text message, 15 minutes later a follow-up phone call will be made to you to confirm or reject the transaction. Answering these text messages or phone calls will help eliminate the possibility of your debit or credit card being charged and or being flagged as stolen and turned off to any other transactions.

If you have recently gotten a new cell phone number please reach our to one of our branches to get that information updated.

Thank you for being a member of 4U Credit Union!
Scam Alert: Spoofed Calls
A caller spoofing their number to look like a real credit union number but then asking for your personal banking information, debit card or credit card information.

Remember: The Credit Union will NEVER call needing your full debit or credit card number or your home banking login information or any other personal information in order to verify transactions for potential fraud.

Spoofed calls create panic and a way to gain quick access to your account while your defenses are down.

Never share your account information unless you confirm directly with the Credit Union.
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News and Events

Featured Rates		News and Events
		New Fraud Prevention Process Effective 12/5/2023 If a debit or credit card purchase that you initiate is suspected to be a possible fraudulent transaction you could get a text message to verify the transaction almost immediately after processing; if you do not respond to the text message, 15 minutes later a follow-up phone call will be made to you to confirm or reject the transaction. Answering these text messages or phone calls will help eliminate the possibility of your debit or credit card being charged and or being flagged as stolen and turned off to any other transactions. If you have recently gotten a new cell phone number please reach our to one of our branches to get that information updated. Thank you for being a member of 4U Credit Union! Scam Alert: Spoofed Calls A caller spoofing their number to look like a real credit union number but then asking for your personal banking information, debit card or credit card information. Remember: The Credit Union will NEVER call needing your full debit or credit card number or your home banking login information or any other personal information in order to verify transactions for potential fraud. Spoofed calls create panic and a way to gain quick access to your account while your defenses are down. Never share your account information unless you confirm directly with the Credit Union. Credit Union vs Bank - What's the Difference? Click Here Get New Car Pricing and Used Car Book Values Click Here