Savings Accounts

Savings Accounts

Your money goes further with a 4UCU Savings Account. Because we are member-owned, we often get a higher return on your deposit. Our options help you save for every stage of life and prepare for the tomorrow you want.

Primary Share Account

This is the first account every member must open to begin their membership with the credit union.

  • $25 to open and maintain membership plus a one-time $1 membership fee
  • $100 minimum to obtain the disclosed annual percentage yield
  • Up to six (6) free withdrawals per month
  • Dividends compounded and paid quarterly
  • Quarterly statements
  • Insured Funds
  • Access allowed with an ATM card

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Special Savings Account

Want to put some money away for that special vacation? Just need a separate account to save for Christmas? We have just the savings plan you need!

  • $0 deposit required to open
  • $100 minimum to obtain the disclosed annual percentage yield
  • Up to six (6) free withdrawals per month
  • Dividends compounded and paid quarterly
  • Quarterly statements
  • Insured Funds

Open An Account >

IRA Share Account

Time to start saving for retirement? 4UCU offers two types of IRA Share Accounts, a Traditional IRA and a Roth IRA.

  • $0 deposit required to open
  • $0.01 minimum to obtain the disclosed annual percentage yield
  • Dividends compounded and paid quarterly
  • Quarterly statements
  • Insured Funds
  • Annual 1099-R Statements
  • Annual FMV Statements

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Kids Club Account

It’s never too soon to teach our children the value of saving. For children from birth to 13 years of age, our youth savings account is fun and educational.

  • $5 deposit required to open
  • $0.01 minimum to obtain the disclosed annual percentage yield
  • Dividends compounded and paid quarterly
  • Quarterly Statements
  • Credit Union sponsored activities
  • Receive a piggy bank and savings passbook

Open An Account >

Not sure where to start?

We want to help you find the right account for you. Visit us at your local branch or contact us at 800-303-8455.

How may I assist you?
Contact us with your questions!

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Contact us today for more information.